Discover our why.
Founded in 2020, Union Lifestyle Financial Planning was born with the goal of providing a bespoke financial planning service with the client at the epicentre of absolutely everything we do.
As a business, we exist to help our clients get the most out of their time spent on this planet. Time that should be spent doing the things you love and not letting a day go to waste. Our time on this planet is limited, so make the most of every second and start living!
Comprehensive lifestyle financial planning can help our clients achieve and maintain their desired lifestyle. Importantly, we provide our clients with peace of mind, allowing them to live life without fear of ever running out of money or dying with too much.
Our process does not focus on selling you products or policies, these are simply additions to your plan to help you along the way if required. Forget any confusing dialect or jargon, we believe in simple straight forward financial planning combined with the development of long lasting and trusting relationships with our clients.
What is lifestyle financial planning?
1. Life Planning
The most important part, it’s all about you! Getting to know you, understanding your story and what you what really matters to you in life.
2. Financial Planning
How much is enough? Understanding the cost of your current and future desired lifestyle. Creating a plan to ensure you can live the life you want without fear of running out of money or dying with too much.
3. Financial Advice
Recommendation and implementation of financial products (if necessary!) to include in your financial plan in order to achieve and maintain your desired lifestyle.
4. Forward Planning
Ensuring you stay on track to achieve your goals. We will be there every step of the way, through the good times and the testing times. Life is never straight forward after all!
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Born in Birmingham, Philip has spent the majority of his life both living and working in Worcestershire and has lived in Whitbourne on the Herefordshire border with his wife Sally since 2003.
Educated at Droitwich High School he joined NatWest Bank and spent 3 years in Banking and 12 years in the Instalment Credit industry where he held various roles including Sales, Office Management and Credit Risk Management.
Subsequently, and with over three decades of professional experience, Philip has developed a career within the financial planning and estate planning professions. Philip is very experienced and is well respected amongst his peers and other professionals in the local community.
A keen and lifelong supporter of both Birmingham City FC and Worcester Warriors RFC, Philip enjoys living in the countryside and spending time with his wife and family which includes an English Springer Spaniel and an English Setter, a breed very close to his heart.
Contact - 07973 759873 / philip@unionfp.co.uk
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Robert is a Chartered Financial Planner with over 30 years’ experience working in a financial environment.
He originally qualified as an accountant (FCCA). He also holds the Advanced Diploma in Financial Planning (APFS) including Personal Tax and Trust Planning (AF1) and Pension Planning (AF3).
Robert specialises in helping accountants, business owners, directors and high net worth individuals with their estate planning as well as their pre and post retirement planning. He ensures that he identifies and understands his clients’ goals and aspirations helping them achieve and keep on track of their desired lifestyle.
Robert lives in Malvern, enjoys sport, especially running. He is the Treasurer of the Malvern Joggers. He is also proud to be a Worcestershire Ambassador.
You can view Robert’s entry on the FCA Register by clicking here
Contact - 07930 158417 / robert@unionfp.co.uk
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Born and bred in Worcestershire, Jonny is a former student of the City’s Royal Grammar School. Leaving in 2007, Jonny embarked upon a career in professional rugby union and went on to have a successful career with the Worcester Warriors spanning 12 seasons and amassing 218 first class appearances for his home town club.
During his time at the Warriors, Jonny gained a First Class degree in Leadership and Management as well as attaining an MBA Essentials Cert from the London School of Economics.
Upon leaving the Warriors in 2019, Jonny played for a further season for Birmingham Moseley Rugby Club. He successfully combined his rugby commitments whilst achieving his Diploma in Regulated Financial Planning.
Supporting the growth of the business in a non advisory capacity, Jonny aims to bring Union Lifestyle Financial Planning into the “Premiership” of financial services.
Contact - 07763 225404 / jonny@unionfp.co.uk
Jonny Arr
Phillip Knowles
Robert Burns
The team behind the team
Our estate planning service ensures that your affairs are all in order and that your assets are protected, allowing them to pass on in accordance to your wishes.
From will writing, trusts and powers of attorney, Union Estate Planning has you covered.
*By clicking the above link you will be taken from a regulated website to an unregulated site. Union Estate Planning is our sister company and does not provide regulated financial planning/advice.
IN Partnership offer a range of Model Portfolios constructed to deliver investment returns based on a client’s attitude to risk. This enables an adviser to easily assess and recommend our portfolios, having determined a client’s risk profile and investment objectives and capacity for loss.
IN Partnership portfolios use a multi-asset approach at their core to ensure portfolio diversification and optimal investment return.
IN Partnership constantly monitor the cost and performance of their Model Portfolios and will make changes where appropriate.